Bank Holiday Today: Are Banks Open or Closed in Your State on November 11?
Banks in several Indian states will remain closed today, November 11, 2026, on account of local regional festivals. While physical branches are shut in specific regions, digital banking services including UPI, IMPS, and ATMs will remain fully operational across the country.
Key takeaways
- Banks are closed only in specific states today based on regional RBI mandates.
- All digital banking services like UPI, NEFT, and IMPS are fully functional.
- ATM services remain available for cash withdrawals across all states.
- Check the local RBI calendar to confirm if your specific city is affected.
Banks in several Indian states will remain closed today, November 11, 2026, on account of local regional festivals. While physical branches are shut in specific regions, digital banking services including UPI, IMPS, and ATMs will remain fully operational across the country.
Banking operations in specific regions of India will be suspended today, November 11, 2026, as per the holiday calendar released by the Reserve Bank of India (RBI). These holidays are categorized under the 'Negotiable Instruments Act,' meaning physical branch services will not be available in the affected states.
State-wise Holiday List
While banks in major metros like Mumbai and Delhi typically follow the national schedule, November 11 often sees regional closures in states like Mizoram or Nagaland for local observances. It is essential for customers to check their specific state's holiday list before visiting a branch. In states where a holiday is not declared, banks will function during their regular working hours.
Digital Banking Remains Unaffected
Even if your local bank branch is closed, you can continue to perform most financial transactions through digital channels. The following services are available 24/7:
- Mobile and Internet Banking: Transfer funds via NEFT, RTGS, or IMPS.
- UPI Services: Send and receive money instantly through apps like Google Pay, PhonePe, or BHIM.
- ATM Services: Cash withdrawals and balance inquiries remain available at all kiosks.
- Cheque Drop Boxes: While clearing may be delayed by one business day, drop boxes remain accessible at many locations.
RBI Holiday Categories
The RBI classifies bank holidays into three distinct categories: Holidays under the Negotiable Instruments Act, Holidays under the Negotiable Instruments Act and Real-Time Gross Settlement Holidays, and Banks' Closing of Accounts. Today's holiday falls under the regional category, meaning it is not a pan-India bank closure.
Customers planning high-value transactions that require physical documentation or locker access should reschedule their visit to the next working day. For those in states where banks are open, operations will proceed as usual without any disruption.
This report is for informational purposes only; please verify with your local bank branch for specific holiday schedules.
Frequently asked questions
Are all banks in India closed today, November 11?
No, bank holidays on November 11 are regional. Banks are only closed in specific states as per the RBI's holiday list for local festivals or observances.
Can I still transfer money if my bank is closed?
Yes, digital services like UPI, IMPS, NEFT, and Net Banking work 24/7 even on bank holidays.
Will ATMs run out of cash on bank holidays?
Banks usually ensure ATMs are replenished before a scheduled holiday, so cash withdrawals should not be affected in most areas.