Welcome to Arth Vani

Choose your preferred language

Sponsored · Open a free Demat account & get ₹500 in stocks.Claim
Nifty 5023,962.80.34%H 24,134.7 · L 23,925.7|Sensex76,741.820.31%H 77,326.65 · L 76,576.14|Bank Nifty57,252.450.9%H 57,464.2 · L 56,867.3|USD / INR₹95.580.04%H ₹95.58 · L ₹95.27|Gold Intl (10g)₹1,26,268.180.65%H ₹1,26,833.6 · L ₹1,24,866.9|Silver Intl (1kg)₹1,81,919.591.13%H ₹1,83,932.38 · L ₹1,78,093.75|Crude WTI₹7,084.390.82%H ₹7,180.93 · L ₹6,917.12|Bitcoin$62,6520.91%H $62,938.04 · L $62,365.96|Ethereum$1,741.210.25%H $1,743.39 · L $1,739.03|Nifty 5023,962.80.34%H 24,134.7 · L 23,925.7|Sensex76,741.820.31%H 77,326.65 · L 76,576.14|Bank Nifty57,252.450.9%H 57,464.2 · L 56,867.3|USD / INR₹95.580.04%H ₹95.58 · L ₹95.27|Gold Intl (10g)₹1,26,268.180.65%H ₹1,26,833.6 · L ₹1,24,866.9|Silver Intl (1kg)₹1,81,919.591.13%H ₹1,83,932.38 · L ₹1,78,093.75|Crude WTI₹7,084.390.82%H ₹7,180.93 · L ₹6,917.12|Bitcoin$62,6520.91%H $62,938.04 · L $62,365.96|Ethereum$1,741.210.25%H $1,743.39 · L $1,739.03|

Read. Discover. Earn Wealth Points.

Earn points for reading, listening, comparing products & using calculators — then unlock Premium Newsletter, Research & the AI Assistant for free.

1,000 → Premium Newsletter2,500 → Premium Research5,000 → AI Financial Assistant
Start earning
Never miss an update

Subscribe to Arth Vani on Telegram & WhatsApp

Get breaking market news, IPO alerts, stock updates, mutual fund insights & personal-finance guidance — delivered straight to your phone, free.

Market Overview

View all
Top GainersMore
SUNPHARMA
1,938.72.67%
BHARTIARTL
1,931.12.28%
KOTAKBANK
377.151.9%
ULTRACEMCO
11,5241.51%
ADANIENT
3,083.61.2%
Top LosersMore
INFY
1,050.81.73%
MARUTI
13,7281.6%
NTPC
343.71.43%
AXISBANK
1,297.60.91%
TITAN
4,555.80.67%
Most ActiveMore
HDFCBANK
817.550.89%
KOTAKBANK
377.151.9%
TATASTEEL
187.910.15%
NTPC
343.71.43%
RELIANCE
1,279.80.31%
Market Mood
62
Greed

Banking Insights

View all
AI Summary

While global Certificate of Deposit (CD) rates are attracting attention, Indian savers should understand how these compare to local Fixed Deposit (FD) offerings. This article explores the concept of CDs and helps Indian retail investors make informed decisions about their savings.

Global CD rates are similar to Indian Fixed Deposits (FDs) in principle.
Indian FD rates are often competitive, and sometimes higher, than global CD rates.
Consider tenure, early withdrawal penalties, and tax implications for any savings product.
7.85%
Best FD rate
8.4%
Home loan from
7.0%
Top savings
5%
Card cashback
Recommended actions
Banking products
Compare & act in seconds
Smart picks
IDFC FIRST Savings
Savings Account
7.0%
Interest p.a.
Current Account Pro
Current Account · ICICI
₹0
Min Balance
Bandhan Bank FD
Fixed Deposit
7.85%
FD Rate
SBI Recurring Deposit
Recurring Deposit
7.0%
RD Rate
HDFC Millennia Card
Credit Card
5%
Cashback
Axis Ace Credit Card
Credit Card
5%
Cashback

Some listings may be sponsored. Mutual fund data is from AMFI and for information only — funds are subject to market risks. Review terms & suitability before investing. Not investment advice.

Mutual Funds Insights

View all
AI Summary

Even with perfect timing, investors often underperform compared to those who stay consistently invested in the market. New research highlights that the psychological stress and missed opportunities of 'waiting for the dip' outweigh the benefits of trying to predict market peaks and troughs.

Staying invested consistently usually beats trying to predict market highs and lows.
Missing only a few of the market's best days can permanently damage your long-term returns.
Frequent trading to time the market increases tax liabilities and transaction costs.
26% CAGR
Top SIP 3Y
₹46,800
ELSS saves
₹100
Start SIP
0% comm.
Direct funds
Recommended actions
Mutual Funds products
Compare & act in seconds
Smart picks
Nippon India Small Cap Fund Growth Plan
Nippon India Mutual Fund · Small Cap
17.8%
3Y CAGR
HDFC NIFTY Next 50 Index Fund
HDFC Mutual Fund · Index
17.5%
3Y CAGR
Mirae Asset ELSS Tax Saver Fund
Mirae Asset Mutual Fund · ELSS
14.8%
3Y CAGR
Parag Parikh Flexi Cap Fund
PPFAS Mutual Fund · Flexi Cap
14.4%
3Y CAGR
HDFC Balanced Advantage Fund
HDFC Mutual Fund · Hybrid
14.1%
3Y CAGR
ICICI Prudential Balanced Advantage Fund
ICICI Prudential Mutual Fund · Hybrid
12.2%
3Y CAGR

Some listings may be sponsored. Mutual fund data is from AMFI and for information only — funds are subject to market risks. Review terms & suitability before investing. Not investment advice.

IPO Watch

View all
K
Kusumgar Limited
Diversified · Mainboard · ₹481 Cr
IPO● Open
Price Band
₹398 - ₹419
GMP
Subscribed
7.88x
Closes in
01Days
:
05Hrs
:
24Min
:
33Sec
Investor Interest99/100
AI Signal: Wait89% confidence
Strong retail demandFlat GMP
AI Analysis

Review the RHP and your risk appetite before applying. Not investment advice.

Neutral
H
Happy Steels Limited
Diversified · SME · —
IPO● Open
Price Band
GMP
Subscribed
0.54x
Closes in
04Days
:
05Hrs
:
24Min
:
33Sec
Investor Interest44/100
AI Signal: Wait50% confidence
Flat GMP
AI Analysis

Review the RHP and your risk appetite before applying. Not investment advice.

Neutral
L
Laser Power & Infra Limited
Diversified · Mainboard · ₹548 Cr
IPO● Open
Price Band
₹203 - ₹214
GMP
Subscribed
0.11x
Closes in
04Days
:
05Hrs
:
24Min
:
33Sec
Investor Interest40/100
AI Signal: Wait50% confidence
Flat GMP
AI Analysis

Review the RHP and your risk appetite before applying. Not investment advice.

Neutral

New Fund Offers (NFO)

View all
R
ALPHAGREP MULTI ASSET ALLOCATION FUND
AlphaGrep Mutual Fund · Hybrid
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderate
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

The 'Multi Asset Allocation' nature suggests diversification across various asset classes, potentially offering a balanced risk-return profile suitable for investors seeking moderate growth with some capital protection. It could be a good option for those looking for a single fund solution for asset allocation without active management on their part. Indicative — verify with the AMC.

Consider
i
Axis Nifty50 Equal Weight Index Fund
Axis Mutual Fund · Index
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

A new fund offer — review the SID and your goals. Indicative — verify with the AMC.

Consider
i
Edelweiss Nifty Metal ETF
Edelweiss Mutual Fund · ETF
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

A new fund offer — review the SID and your goals. Indicative — verify with the AMC.

Consider
N
Groww Nifty Cements ETF
Groww Mutual Fund · ETF
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

This NFO offers exposure to the Indian cement sector through a Nifty-indexed ETF, potentially benefiting from infrastructure growth. It suits investors seeking thematic exposure to a core industrial sector, but be aware of concentration risk compared to broader market funds. Indicative — verify with the AMC.

Consider
P
ICICI Prudential Balanced Hybrid Fund
ICICI Prudential Mutual Fund · Hybrid
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderate
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

This fund likely aims to invest in a mix of equity and debt instruments, striving for capital appreciation alongside relative stability. It is suitable for investors seeking diversified exposure across asset classes, aiming for moderate growth with lower volatility compared to pure equity funds. Indicative — verify with the AMC.

Consider
P
ICICI Prudential Multi-Asset Active FOF
ICICI Prudential Mutual Fund · Equity
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

This NFO aims to provide diversification across various asset classes by investing in other underlying funds through active management. It suits investors seeking a ready-made diversified portfolio solution with professional asset allocation, but its Fund of Funds structure means potential investors should scrutinize the overall cost efficiency. Indicative — verify with the AMC.

Consider
N
Kotak Nifty Private Bank ETF
Kotak Mahindra Mutual Fund · ETF
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

A new fund offer — review the SID and your goals. Indicative — verify with the AMC.

Consider
A
Mirae Asset BSE Midcap 150 Momentum 30 ETF
Mirae Asset Mutual Fund · ETF
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

A new fund offer — review the SID and your goals. Indicative — verify with the AMC.

Consider
A
Mirae Asset BSE Midcap 150 Momentum 30 ETF FOF
Mirae Asset Mutual Fund · ETF
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

A new fund offer — review the SID and your goals. Indicative — verify with the AMC.

Consider
l
Motilal Oswal BSE Midcap 150 Momentum 30 Index Fund
Motilal Oswal Mutual Fund · Index
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

A new fund offer — review the SID and your goals. Indicative — verify with the AMC.

Consider
i
SBI Crisil - IBX SDL Index - June 2034 Index Fund
SBI Mutual Fund · Index
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

This fund offers passive exposure to the SBI Crisil IBX SDL - June 2034 Index, providing a diversified portfolio of State Development Loans maturing around June 2034. It is suitable for investors seeking predictable income and capital preservation with a defined maturity, aligning with their long-term financial goals. Indicative — verify with the AMC.

Consider
F
TRUSTMF LARGE \u0026 MIDCAP FUND
Trust Mutual Fund · Mid Cap
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
High
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

A new fund offer — review the SID and your goals. Indicative — verify with the AMC.

Consider
f
UTI Nifty 1D Rate Liquid ETF - Growth
UTI Mutual Fund · ETF
NFO● Open
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
Closes inClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

A new fund offer — review the SID and your goals. Indicative — verify with the AMC.

Consider
t
JM Multi Asset Allocation Fund
JM Financial Mutual Fund · Hybrid
NFOClosed
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderate
StatusClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

A new fund offer — review the SID and your goals. Indicative — verify with the AMC.

Consider
a
Zerodha Life Cycle Fund 2036
Zerodha Mutual Fund · Equity
NFOClosed
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
StatusClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

This fund offers a structured glide path that automatically shifts from equity to debt as the 2036 target date approaches, providing a disciplined approach for long-term goal planning. It is well-suited for investors with a 12-year horizon who prefer a passive, hands-off investment strategy with decreasing risk over time. Indicative — verify with the AMC.

Consider
a
Zerodha Life Cycle Fund 2041
Zerodha Mutual Fund · Equity
NFOClosed
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
StatusClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

This fund offers a structured glide-path strategy that automatically rebalances from equity to debt as the 2041 target date approaches, reducing timing risk for long-term goals. It suits disciplined retail investors seeking a hands-off, goal-based solution for milestones occurring in approximately 17 years. Indicative — verify with the AMC.

Consider
u
Tata Multi Sector Passive FOF
Tata Mutual Fund · Thematic / Sectoral
NFOClosed
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Very High
StatusClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

A new fund offer — review the SID and your goals. Indicative — verify with the AMC.

Consider
Choice Overnight Fund
Choice Mutual Fund · Equity
NFOClosed
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
StatusClosed
Investor Interest72/100
AI Signal: Ignore65% confidence
Strong retail demandFlat GMP
AI Analysis

The fund's name 'Overnight Fund' typically implies a very low-risk debt offering for parking short-term cash, yet it is categorized as 'Equity,' which targets capital appreciation and suits investors with a long-term horizon and higher risk appetite. Given this fundamental discrepancy, investors must urgently seek clarification from the AMC regarding the fund's actual investment strategy, asset allocation, and associated risks before considering investment. Indicative — verify with the AMC.

Avoid
i
HDFC Nifty Auto Index Fund
HDFC Mutual Fund · Index
NFOClosed
Indicative — verify with the AMC
NFO Price
₹10
Min Invest
₹500
Risk
Moderately High
StatusClosed
Investor Interest72/100
AI Signal: Wait65% confidence
Strong retail demandFlat GMP
AI Analysis

A new fund offer — review the SID and your goals. Indicative — verify with the AMC.

Consider

Latest Intelligence

EPFO's 2026 Overhaul: What New EPF, EPS, EDLI Rules Mean for Your SavingsBreaking
Personal Finance

EPFO's 2026 Overhaul: What New EPF, EPS, EDLI Rules Mean for Your Savings

The Employees' Provident Fund Organisation (EPFO) is introducing new schemes in 2026, impacting EPF, EPS, and EDLI. This update clarifies what remains the same and what changes for both employees and employers regarding provident fund contributions and benefits.

2h ago·2 min readListen
Why Timing the Market is a Losing Game for Indian Retail InvestorsBreaking
Mutual Funds

Why Timing the Market is a Losing Game for Indian Retail Investors

Even with perfect timing, investors often underperform compared to those who stay consistently invested in the market. New research highlights that the psychological stress and missed opportunities of 'waiting for the dip' outweigh the benefits of trying to predict market peaks and troughs.

3h ago·1 min readListen
SpaceXAI to Launch New AI Model with Cursor, The Information Reports
Stock Market

SpaceXAI to Launch New AI Model with Cursor, The Information Reports

SpaceXAI is reportedly planning to launch a new artificial intelligence model as early as Wednesday, in collaboration with Cursor. This development, reported by The Information, could mark a significant step for SpaceXAI in the competitive AI landscape.

3h ago·1 min readListen
Cupid Shares Rebound 10% After Dip; Q1 Revenue Expected Over ₹150 Crore
Stock Market

Cupid Shares Rebound 10% After Dip; Q1 Revenue Expected Over ₹150 Crore

Shares of Cupid Limited saw a 10% rebound following a significant single-day fall. The company anticipates strong financial performance, projecting Q1 revenue to exceed ₹150 crore and raising its full-year FY27 revenue guidance to ₹660 crore.

3h ago·1 min readListen
India's Market Premium Over Emerging Peers Narrows, But Still Above 2021
Stock Market

India's Market Premium Over Emerging Peers Narrows, But Still Above 2021

India's stock market valuation premium compared to other emerging markets has significantly reduced. Despite this cooling, the premium remains higher than levels seen in 2021. This development sparks debate among analysts regarding its impact on attracting foreign investment, especially amidst new geopolitical uncertainties.

3h ago·2 min readListen
Income Tax Refund Delayed? Section 245 Notice Means Demand AdjustmentBreaking
Personal Finance

Income Tax Refund Delayed? Section 245 Notice Means Demand Adjustment

If you've received a Section 245 notice from the Income Tax Department, it means your tax refund might be used to clear an old tax demand. You can check the demand details online and choose to accept or dispute it within the stipulated time.

3h ago·2 min readListen
Leela HotelSponsored
Uno Minda Eyes New Growth Engine with Passenger Vehicle Seating Systems
Stock Market

Uno Minda Eyes New Growth Engine with Passenger Vehicle Seating Systems

Uno Minda is venturing into passenger vehicle seating systems, a move that investors will closely watch. The company aims for this new segment to achieve significant scale, potentially mirroring the success of its established castings and lighting businesses.

3h ago·1 min readListen
8th Pay Commission: Estimated Arrears for Central Govt Employees (Level 2-4)Breaking
Personal Finance

8th Pay Commission: Estimated Arrears for Central Govt Employees (Level 2-4)

Central government employees at pay levels 2-4 could see significant arrears with the 8th Pay Commission. Estimates suggest potential arrears ranging from ₹44,720 to ₹1,06,210, depending on the fitment factor applied. This calculation is based on a potential implementation from January 1, 2026.

3h ago·2 min readListen
PFRDA Eyes Global Funds for NPS Growth, Boosts Subscriber ReturnsBreaking
Personal Finance

PFRDA Eyes Global Funds for NPS Growth, Boosts Subscriber Returns

India's pension regulator, PFRDA, has formed a committee to attract international pension capital. This move aims to enhance the National Pension System (NPS) by fostering collaborations and co-investments, potentially leading to better returns for subscribers.

3h ago·1 min readListen
Demerger Tax Benefits at Risk: Holding Company Share Issuance Rules Clarified
Business & Economy

Demerger Tax Benefits at Risk: Holding Company Share Issuance Rules Clarified

A recent Mumbai ITAT ruling states that if a holding company issues shares during a demerger, the tax benefits, like loss carry-forward, might be invalidated. For a demerger to be tax-neutral, the subsidiary receiving the business must issue shares directly to the shareholders of the holding company.

3h ago·1 min readListen
Dr Reddy's Shares Drop 7% as Quality Issues Delay Weight-Loss Drug Launch
Stock Market

Dr Reddy's Shares Drop 7% as Quality Issues Delay Weight-Loss Drug Launch

Shares of Dr Reddy’s Laboratories witnessed a sharp decline after the company paused commercial supplies of its semaglutide product. The delay stems from quality concerns regarding the active pharmaceutical ingredient (API) used in the drug.

3h ago·1 min readListen
Apollo Micro Systems Eyes Premier Explosives Acquisition for Defence Sector Expansion
Stock Market

Apollo Micro Systems Eyes Premier Explosives Acquisition for Defence Sector Expansion

Apollo Micro Systems' shares saw a slight uptick following reports of a potential acquisition of Premier Explosives. The deal, estimated between ₹2,300 crore and ₹2,500 crore, aims to bolster Apollo's position in the defence manufacturing supply chain amidst increasing government focus and investor interest in the sector.

3h ago·1 min readListen
Leela HotelSponsored
Recommended products
AI picks matched to what you're reading
Smart picks
Nippon India Small Cap Fund Growth Plan
Nippon India Mutual Fund · Small Cap
17.8%
3Y CAGR
Bharat Mobility IPO
Mainboard · Auto
+20.5%
GMP
View IPO
HDFC NIFTY Next 50 Index Fund
HDFC Mutual Fund · Index
17.5%
3Y CAGR
GreenVolt Energy IPO
Mainboard · Renewables
+13.8%
GMP
View IPO
Mirae Asset ELSS Tax Saver Fund
Mirae Asset Mutual Fund · ELSS
14.8%
3Y CAGR
Parag Parikh Flexi Cap Fund
PPFAS Mutual Fund · Flexi Cap
14.4%
3Y CAGR

Some listings may be sponsored. Mutual fund data is from AMFI and for information only — funds are subject to market risks. Review terms & suitability before investing. Not investment advice.

Sponsored Products

Sponsored
Ad
Zerodha Demat Account
Sponsored · Broking
₹0
Brokerage
Ad
₹1 Cr Term @ ₹16/day
Sponsored · Max Life
₹1 Cr
Cover
Ad
Start SIP @ ₹100
Sponsored · Groww
0%
Commission
Ad
HDFC Millennia Card
Sponsored · 5% Cashback
5%
Cashback
Ad
ELSS Tax Saver
Sponsored · Save ₹46,800
22.7%
3Y CAGR
Ad
Family Health Cover
Sponsored · Care Health
₹25L
Cover
0+
Readers / month
0
Finance categories
0
Indian languages
₹0Cr+
Products discovered
Fact-verified contentTrusted by 2.4M+ investorsBank-grade security4 Indian languagesAI-powered intelligence
In partnership with India's leading financial brands
ZERODHAGROWWHDFC BANKICICIPAYTM MONEYUPSTOXANGEL ONESBIBAJAJ FINSERVPOLICYBAZAARZERODHAGROWWHDFC BANKICICIPAYTM MONEYUPSTOXANGEL ONESBIBAJAJ FINSERVPOLICYBAZAAR

Daily 3-minute money update on WhatsApp

Join 50,000+ investors — free.