अ

Welcome to Arth Vani

Choose your preferred language

Sponsored · Open a free Demat account & get ₹500 in stocks.Claim
अ
ArthVani
Nifty 5024,206.91.02%H 24,228.45 · L 24,120.35|Sensex77,569.391.08%H 77,642.23 · L 77,320.56|Bank Nifty58,045.91.39%H 58,251.95 · L 57,576.7|USD / INR₹95.370.01%H ₹95.37 · L ₹95.37|Gold Intl (10g)₹1,25,524.690.48%H ₹1,26,070.47 · L ₹1,25,359.11|Silver Intl (1kg)₹1,81,535.221.6%H ₹1,83,344.29 · L ₹1,81,059.96|Crude WTI₹7,058.333.64%H ₹7,076.45 · L ₹6,979.18|Bitcoin$63,8810.66%H $64,090.86 · L $63,671.14|Ethereum$1,810.90.65%H $1,816.76 · L $1,805.04|Nifty 5024,206.91.02%H 24,228.45 · L 24,120.35|Sensex77,569.391.08%H 77,642.23 · L 77,320.56|Bank Nifty58,045.91.39%H 58,251.95 · L 57,576.7|USD / INR₹95.370.01%H ₹95.37 · L ₹95.37|Gold Intl (10g)₹1,25,524.690.48%H ₹1,26,070.47 · L ₹1,25,359.11|Silver Intl (1kg)₹1,81,535.221.6%H ₹1,83,344.29 · L ₹1,81,059.96|Crude WTI₹7,058.333.64%H ₹7,076.45 · L ₹6,979.18|Bitcoin$63,8810.66%H $64,090.86 · L $63,671.14|Ethereum$1,810.90.65%H $1,816.76 · L $1,805.04|
BreakingSave Tax on Your Child’s Education: Section 80C and Allowance Benefits Explained1/6

Cash Reserve Ratio (CRR)

The share of deposits banks must keep with the RBI in cash.

Definition

The Cash Reserve Ratio (CRR) is the percentage of a bank's total deposits that it must hold in reserve with the RBI as cash, earning no interest. Raising the CRR reduces how much banks can lend, tightening liquidity.

Example

If CRR is 4.5%, a bank must keep ₹4.50 with the RBI for every ₹100 of deposits, leaving the rest available to lend.

Read banking news

Frequently asked questions

Related terms

SLRRepo RateReverse Repo Rate
Browse the full financial glossary. Educational only — not investment advice.

Daily 3-minute money update on WhatsApp

Join 50,000+ investors — free.