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Nifty 5024,276.70.28%H 24,297.45 · L 24,265.5|Sensex77,472.940.24%H 77,986.84 · L 77,472.94|Bank Nifty57,884.150.17%H 58,012.4 · L 57,859.35|USD / INR₹95.420.02%H ₹95.47 · L ₹95.4|Gold Intl (10g)₹1,43,812.660.74%H ₹1,44,104.09 · L ₹1,42,591.7|Silver Intl (1kg)₹2,12,364.411.76%H ₹2,13,361.43 · L ₹2,08,882.52|Crude WTI₹7,802.290.56%H ₹7,840.46 · L ₹7,775.57|Bitcoin₹75,27,9040.03%H ₹75,29,106.62 · L ₹75,26,701.38|Ethereum₹2,37,8931.39%H ₹2,39,543.16 · L ₹2,36,242.84|Nifty 5024,276.70.28%H 24,297.45 · L 24,265.5|Sensex77,472.940.24%H 77,986.84 · L 77,472.94|Bank Nifty57,884.150.17%H 58,012.4 · L 57,859.35|USD / INR₹95.420.02%H ₹95.47 · L ₹95.4|Gold Intl (10g)₹1,43,812.660.74%H ₹1,44,104.09 · L ₹1,42,591.7|Silver Intl (1kg)₹2,12,364.411.76%H ₹2,13,361.43 · L ₹2,08,882.52|Crude WTI₹7,802.290.56%H ₹7,840.46 · L ₹7,775.57|Bitcoin₹75,27,9040.03%H ₹75,29,106.62 · L ₹75,26,701.38|Ethereum₹2,37,8931.39%H ₹2,39,543.16 · L ₹2,36,242.84|
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Systematic Transfer Plan (STP)

Moving money gradually from one fund to another.

Definition

A Systematic Transfer Plan (STP) automatically transfers a fixed amount at regular intervals from one mutual fund (often a low-risk debt/liquid fund) into another (usually an equity fund). It is a disciplined way to deploy a lump sum into equities gradually.

Example

Park ₹6 lakh in a liquid fund and STP ₹50,000 a month into an equity fund over a year to average your entry price.

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