Health Insurance
Latest news, explainers and analysis on Health Insurance. Tracking 3 stories on Arth Vani.
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Latest on Health Insurance
BreakingNo Out-of-Pocket Cap: Why Indian Health Insurance Holders Still Face High Medical Bills
Many Indian health insurance policies lack an 'out-of-pocket maximum,' meaning policyholders can face unlimited personal expenses for serious illnesses even after paying premiums. This can lead to substantial financial strain from co-payments, deductibles, and sub-limits, especially for high-cost treatments like cancer.
US Medicare's $0 Dental Coverage Since 1965: A Warning for Indian Health Planning
US Medicare has offered no routine dental coverage since 1965, leaving beneficiaries to pay entirely out-of-pocket for common procedures like a single implant, which can now cost $4,500. This US situation highlights the critical need for Indian families to carefully assess their health insurance for dental exclusions and plan for significant out-of-pocket healthcare expenses.
BreakingJob Change? How to Port Your Office Health Insurance to a Personal Plan
Leaving your job doesn't mean losing your health cover. You can convert your employer-provided group health policy into an individual or family plan to ensure continuous protection without losing benefits like waiting period credits.
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