Health Insurance
Latest news, explainers and analysis on Health Insurance. Tracking 9 stories on Arth Vani.
Connected in the graph
Latest on Health Insurance
BreakingDelayed Long-Term Care Insurance: Family Learns Hard Lesson After Dad's Stroke at 76
A family chose not to purchase long-term care insurance for their father at 58, believing he was too young. Eighteen years later, after he suffered a stroke at 76, insurers refused coverage, highlighting the critical importance of early planning for long-term care needs.
Oscar Health Stock Outlook: US Insurer's Future Appears Bright
A recent Yahoo Finance (Global) report suggests a positive future outlook for Oscar Health stock. While specific details behind this assessment were not provided in the raw source material, Oscar Health is a US-based health insurance technology company operating in a dynamic healthcare market.
BreakingIRDAI Rules: 5 Key Health Insurance Regulations for Faster Claim Settlements
The IRDAI has established five crucial rules that health insurance policyholders should be aware of to ensure smooth and hassle-free claim settlements. These regulations cover aspects like cashless claims, pre-existing conditions, and policy portability, aiming to protect consumer interests.
BreakingHealth Insurance: Use Public Disclosures to Pick the Right Policy
Choosing the right health insurance goes beyond just premiums. Consumers can leverage publicly available data, such as Claim Settlement Ratios and grievance records, to assess an insurer's reliability and customer service. This proactive approach helps in making an informed decision, ensuring peace of mind during medical emergencies.
Breaking5 Health Insurance Pitfalls to Avoid for Better Coverage
Rising medical costs can drain savings, but many health insurance policies contain hidden traps. Understanding common pitfalls like room rent limits and sub-limits can help you choose a policy offering genuine financial protection.
BreakingBeware: Agents May Misuse Health Insurance Portability for Personal Gain
While health insurance portability allows you to switch insurers and retain crucial benefits like waiting periods and no-claim bonuses, consumers must be cautious. Issues are emerging where insurance agents are reportedly misusing this process, often for their own profit, potentially at the policyholder's expense.
BreakingNo Out-of-Pocket Cap: Why Indian Health Insurance Holders Still Face High Medical Bills
Many Indian health insurance policies lack an 'out-of-pocket maximum,' meaning policyholders can face unlimited personal expenses for serious illnesses even after paying premiums. This can lead to substantial financial strain from co-payments, deductibles, and sub-limits, especially for high-cost treatments like cancer.
US Medicare's $0 Dental Coverage Since 1965: A Warning for Indian Health Planning
US Medicare has offered no routine dental coverage since 1965, leaving beneficiaries to pay entirely out-of-pocket for common procedures like a single implant, which can now cost $4,500. This US situation highlights the critical need for Indian families to carefully assess their health insurance for dental exclusions and plan for significant out-of-pocket healthcare expenses.
BreakingJob Change? How to Port Your Office Health Insurance to a Personal Plan
Leaving your job doesn't mean losing your health cover. You can convert your employer-provided group health policy into an individual or family plan to ensure continuous protection without losing benefits like waiting period credits.
Some listings may be sponsored and Arth Vani may earn a referral fee. All information is for educational purposes only — verify terms and suitability with the provider before acting. Not financial advice.