Health Insurance
Latest news, explainers and analysis on Health Insurance. Tracking 18 stories on Arth Vani.
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Latest on Health Insurance
BreakingStar Health "Super Star" Policy: Understanding Coverage, GST, and Section 80D Benefits
Star Health and Allied Insurance's "Super Star" health insurance policy (UIN SHAHLIP27049V022627) offers crucial financial protection against medical expenses. Key aspects for policyholders include its comprehensive coverage, the application of Goods and Services Tax (GST) on premiums, and the significant tax benefits available under Section 80D of the Income Tax Act, 1961.
BreakingUnderstanding Healthcare Costs and The Role of Health Insurance in India
Healthcare expenses are a significant concern for Indian households, with costs rising steadily due to medical inflation. Health insurance plays a crucial role in mitigating these financial burdens, but it's essential for individuals to understand the premiums and policy terms involved. This report discusses the general implications of managing health-related financial outlays.
Health Insurance Woes Spark Consumer Crisis: What You Need to Know
The health insurance sector is facing significant challenges, leading to a crisis for consumers. This situation impacts policyholders through claim rejections and rising premiums.
BreakingMental Health Coverage Now Mandatory in Indian Health Insurance: What Policyholders Need to Know
Following a directive from the IRDAI, all health insurance policies in India are now mandated to cover mental illnesses, treating them on par with physical ailments. This ensures financial protection for treatments related to a range of psychiatric conditions, though policyholders should understand specific coverages, exclusions, and how costs are determined.
Health Insurance Co-Payment Proposal Deemed 'Problematic' by The New Indian Express
A recent proposal related to co-payment requirements in health insurance policies has been highlighted as 'problematic' by The New Indian Express. This development could impact how much patients pay out-of-pocket for medical treatments covered by their insurance.
Can Your Health Insurance Cover Therapy Costs? What You Need to Know
Therapy sessions can cost around ₹2,000 each, raising questions about insurance coverage. While mental health is increasingly recognised, specific policy inclusions for therapy vary significantly among insurers.
BreakingStar Health's Retail Policy Base Jumps 11% After GST Exemption
Star Health and Allied Insurance Company Limited saw its retail policy base grow by 11% following a recent Goods and Services Tax (GST) exemption. This increase highlights the positive impact such tax relief measures can have on insurance penetration and affordability for individual customers.
BreakingHealth Insurance Renewal: Check Sum Insured, Terms, and Premiums
As health insurance policies come up for renewal, policyholders are advised to review their coverage. Key aspects to check include the sum insured, policy terms, and premium costs to ensure adequate protection against rising healthcare expenses.
Ayurveda Cover: What Health Insurance Policyholders Need to Know
Many health insurance policies in India now cover hospitalisation expenses for Ayurvedic treatments. Policyholders should understand the specific conditions and sub-limits applicable to these claims to ensure smooth reimbursement.
BreakingDelayed Long-Term Care Insurance: Family Learns Hard Lesson After Dad's Stroke at 76
A family chose not to purchase long-term care insurance for their father at 58, believing he was too young. Eighteen years later, after he suffered a stroke at 76, insurers refused coverage, highlighting the critical importance of early planning for long-term care needs.
Oscar Health Stock Outlook: US Insurer's Future Appears Bright
A recent Yahoo Finance (Global) report suggests a positive future outlook for Oscar Health stock. While specific details behind this assessment were not provided in the raw source material, Oscar Health is a US-based health insurance technology company operating in a dynamic healthcare market.
BreakingIRDAI Rules: 5 Key Health Insurance Regulations for Faster Claim Settlements
The IRDAI has established five crucial rules that health insurance policyholders should be aware of to ensure smooth and hassle-free claim settlements. These regulations cover aspects like cashless claims, pre-existing conditions, and policy portability, aiming to protect consumer interests.
BreakingHealth Insurance: Use Public Disclosures to Pick the Right Policy
Choosing the right health insurance goes beyond just premiums. Consumers can leverage publicly available data, such as Claim Settlement Ratios and grievance records, to assess an insurer's reliability and customer service. This proactive approach helps in making an informed decision, ensuring peace of mind during medical emergencies.
Breaking5 Health Insurance Pitfalls to Avoid for Better Coverage
Rising medical costs can drain savings, but many health insurance policies contain hidden traps. Understanding common pitfalls like room rent limits and sub-limits can help you choose a policy offering genuine financial protection.
BreakingBeware: Agents May Misuse Health Insurance Portability for Personal Gain
While health insurance portability allows you to switch insurers and retain crucial benefits like waiting periods and no-claim bonuses, consumers must be cautious. Issues are emerging where insurance agents are reportedly misusing this process, often for their own profit, potentially at the policyholder's expense.
BreakingNo Out-of-Pocket Cap: Why Indian Health Insurance Holders Still Face High Medical Bills
Many Indian health insurance policies lack an 'out-of-pocket maximum,' meaning policyholders can face unlimited personal expenses for serious illnesses even after paying premiums. This can lead to substantial financial strain from co-payments, deductibles, and sub-limits, especially for high-cost treatments like cancer.
US Medicare's $0 Dental Coverage Since 1965: A Warning for Indian Health Planning
US Medicare has offered no routine dental coverage since 1965, leaving beneficiaries to pay entirely out-of-pocket for common procedures like a single implant, which can now cost $4,500. This US situation highlights the critical need for Indian families to carefully assess their health insurance for dental exclusions and plan for significant out-of-pocket healthcare expenses.
BreakingJob Change? How to Port Your Office Health Insurance to a Personal Plan
Leaving your job doesn't mean losing your health cover. You can convert your employer-provided group health policy into an individual or family plan to ensure continuous protection without losing benefits like waiting period credits.
Insurance is subject to policy terms, waiting periods, exclusions and IRDAI regulations. Read the policy wording and consult the insurer before buying. Insurance is the subject matter of solicitation. Some listings may be sponsored.