Interest Rates
Latest news, explainers and analysis on Interest Rates. Tracking 241 stories on Arth Vani.
Connected in the graph
Latest on Interest Rates
BreakingHome Loan Management Takes Center Stage Amid Rising Interest Rates
As interest rates continue to climb, Indian homeowners are increasingly looking for strategies to manage their home loan EMIs. A recent report from Hindustan Times highlights this critical financial challenge facing retail borrowers.
BreakingISB Professor Warns Zero Real Interest Rates From RBI Policy Pose Economic Risks
An Indian School of Business (ISB) professor has cautioned that the current 'zero real interest rates' in India are unsustainable and present significant risks. This situation, attributed to the Reserve Bank of India's (RBI) monetary easing policies, could erode the purchasing power of savers and lead to broader economic challenges.
BreakingIndia's September Inflation Accelerates, Pressuring RBI for Potential Tightening
India's inflation rate experienced an acceleration in September, according to an observation by Traders Union. This rise is anticipated to increase pressure on the Reserve Bank of India (RBI) to consider further monetary policy tightening measures.
BreakingIndian Inflation Could Hit 7%, RBI Might Hike Interest Rates by 1.50%: Report
A recent report by BW Businessworld suggests India's inflation rate could climb to 7%. In response, the Reserve Bank of India (RBI) might increase key interest rates by 150 basis points, or 1.50 percentage points, to control rising prices.
BreakingInflation May Reach 7%, RBI May Hike Rates by 1.5% Further: Report
India's inflation could climb to 7%, prompting the Reserve Bank of India (RBI) to potentially increase interest rates by an additional 150 basis points, according to a report. This move would aim to curb rising prices and stabilize the economy.

RBI's CRR Rule Change to Absorb ₹800 Billion Liquidity
The Reserve Bank of India's (RBI) move to tighten daily Cash Reserve Ratio (CRR) requirements is expected to absorb up to ₹800 billion in liquidity from the banking system. Financial analysts predict this could marginally pressure banks' profit margins.

RBI Liquidity Measures Set to Boost Indian Bond Market and Lower Yields
The Reserve Bank of India's recent strategic interventions are expected to improve liquidity in the domestic bond market. These steps aim to stabilize yields and provide a more favorable environment for debt investors and institutional players.
BreakingCar Loan Rates Start at ₹7.35%: Compare EMIs Across 18 Lenders
Prospective car buyers can find interest rates for car loans starting as low as 7.35% from a pool of 18 lenders, according to recent data from Paisabazaar. Comparing factors like EMIs and processing fees for a ₹5 lakh loan over five years is crucial for significant savings.
BreakingKotak Predicts RBI Repo Rate to Hit 6% After Two 50 bps Hikes
A recent Kotak report anticipates the Reserve Bank of India (RBI) will increase its benchmark repo rate by 50 basis points (bps) in each of the next two policy reviews. This projection would see the terminal repo rate reach 6.0%, impacting loan EMIs and fixed deposit returns for Indian consumers.
BreakingIndian Equities Plunge: Sensex, Nifty Hit 2026 Lows Amid Rising Rates and Crude Prices
Indian stock markets experienced a significant downturn, with the Sensex and Nifty reaching their lowest points so far in 2026. This sharp sell-off is attributed to mounting concerns over rising interest rates and increasing crude oil prices, impacting investor sentiment.
BreakingHigher Interest Rates & Falling Markets: Impact on Your Investments
Rising interest rates and declining stock markets present a dual challenge for Indian investors. This environment can impact fixed deposits, loans, and equity investments differently, requiring a strategic approach to manage your money effectively.
BreakingSenior Citizens Can Earn Up To 8.25% on 5-Year FDs as Banks Raise Rates
Amidst a rising interest rate environment, several Indian banks are now offering attractive fixed deposit (FD) rates, with senior citizens potentially earning up to 8.25% on five-year deposits. This surge in rates provides a significant opportunity for retired individuals seeking stable, guaranteed income.

US Treasuries Slip as Inflation Fears Mount, Fueling Fed Rate Hike Expectations
US government bond prices declined at the week's end, driven by persistent inflation concerns stemming from high energy costs. This market movement reinforced investor expectations that the US Federal Reserve will implement further interest rate increases.
BreakingICRA, Axis MF Predict Further RBI Rate Hikes of Up to 75 Basis Points
Leading credit rating agency ICRA and fund house Axis Mutual Fund foresee additional interest rate increases by the Reserve Bank of India (RBI). ICRA expects one more hike of 25 basis points, while Axis Mutual Fund projects potential increases of up to 75 basis points.
BreakingRBI Hikes Repo Rate to 5.50%, Adopts 'Calibrated Tightening' Stance
The Reserve Bank of India (RBI) has increased its benchmark repo rate to 5.50%, signalling a shift towards a 'calibrated tightening' monetary policy stance. This move is aimed at managing economic conditions and will likely influence lending and deposit rates across the Indian banking sector.
BreakingSenior Citizen FD Rates: Comparing Top Public Sector Banks for Best Returns
Indian senior citizens often seek the best fixed deposit rates from leading public sector banks like SBI, PNB, Canara Bank, Bank of Baroda, and Union Bank. While specific comparative rates were not provided in the source, this report outlines the crucial factors seniors should consider when choosing an FD to maximize their returns and ensure financial security.

Repo Rate Hike: FD Investors May See Higher Interest Rates from Banks
Following a recent repo rate hike by the Reserve Bank of India, fixed deposit investors may experience relief as banks could potentially increase their interest rates. This development often leads to better returns for savers, particularly those looking to open new FDs or renew existing ones.

Nifty 50 Hits 18-Month Low Amidst Growing Interest Rate Concerns
India's benchmark Nifty 50 index has dropped to an 18-month low, primarily driven by investor worries over rising interest rates. This significant market decline reflects apprehension about the potential impact of higher borrowing costs on corporate earnings and economic growth.
BreakingHome Loan Rates Dip: 12 Banks Offer Loans at 7.1% in Oct 2026
Borrowers can secure home loans at interest rates as low as 7.1% from 12 lenders in October 2026. This competitive landscape may lead to revisions in Equated Monthly Installments (EMIs) for existing and new borrowers.
BreakingRBI Rate Hike: Your Home Loan EMIs Just Increased
The Reserve Bank of India (RBI) has announced a rate hike, leading to an immediate increase in the Equated Monthly Installments (EMIs) for home loan borrowers. This development, highlighted by The Economic Times, directly impacts the monthly financial outgo for millions of Indian households.

Mutual Funds and Advisers Cautious on Bond Duration After RBI Rate Hike
Following a recent interest rate hike by the Reserve Bank of India, mutual funds and financial advisers are adopting a 'wait-and-watch' strategy regarding bond duration. This cautious approach reflects uncertainty in the fixed-income market and aims to protect investors from potential adverse movements.

RBI Rate Hikes May Offer Short-Term Profit Boost for Banks
Banks in India could see a temporary increase in their Net Interest Margins (NIMs) following interest rate hikes by the Reserve Bank of India (RBI). This potential boost often occurs as banks typically adjust their lending rates faster than their deposit rates, widening the profit margin on their core business activities for a brief period.
BreakingRBI Raises Repo Rate to 5.5%: First Hike Since Feb 2023 Under Gov Malhotra
The Reserve Bank of India (RBI) has increased its benchmark repo rate by 25 basis points to 5.5%, marking the first hike since February 2023 and the first under Governor Sanjay Malhotra. This move, accompanied by a shift to a ‘calibrated tightening’ policy stance, indicates the central bank's focus on controlling inflation despite a raised growth forecast for FY27.
BreakingRBI's Hawkish Stance: Experts Eye Repo Rate Trajectory
The Reserve Bank of India has reportedly adopted a more assertive, 'hawkish' stance on monetary policy, leading to widespread discussion among financial experts about the potential future trajectory of the key repo rate. This shift could have significant implications for interest rates across the Indian economy, impacting everything from loans to investments.
Some listings may be sponsored and Arth Vani may earn a referral fee. All information is for educational purposes only — verify terms and suitability with the provider before acting. Not financial advice.