Retirement Savings
Latest news, explainers and analysis on Retirement Savings. Tracking 4 stories on Arth Vani.
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Latest on Retirement Savings
BreakingEPFO Wage Ceiling Hiked to ₹25,000: Higher PF Contributions and Pension for Millions
The Union Cabinet has approved increasing the EPFO mandatory wage ceiling from ₹15,000 to ₹25,000 per month. This move will bring more employees under the social security net and increase the monthly retirement savings for the Indian workforce.
Retirement Readiness at 40: What Indians Can Learn from US 401(k) Benchmarks
While specific US 401(k) average balances for 40-year-olds were not provided in a recent global finance discussion, the underlying question of retirement readiness is universally important. This article explores how Indian savers can apply similar principles to assess their own retirement goals and progress using local financial instruments.
EPF for Home Loan Repayment: Eligibility, Online Withdrawal Explained
Employees with substantial home loans can use a portion of their Employees' Provident Fund (EPF) corpus to reduce their outstanding loan amount. This can help lower the overall interest burden and ease monthly financial pressure.
BreakingEPF: Who Is Eligible? Understanding Membership Rules & Key Questions Answered
The Employees' Provident Fund (EPF) is a crucial government-backed retirement savings scheme in India. This report clarifies the conditions for mandatory and voluntary EPF membership, helping Indian retail readers understand their eligibility and contribution details for a secure financial future.
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