Paytm, AU SFB Launch Lifetime-Free RuPay Credit Card with UPI & Travel Rewards
Source: Mint Money
Arth Insight · What this means for your wallet
- You save money directly as the card has no joining or annual fees (₹0 recurring cost).
- Earn 2% back on eligible Paytm UPI transactions, effectively reducing daily spending costs.
- Get 5% back on Paytm travel bookings and complimentary airport lounge access, saving on travel expenses.
Paytm and AU Small Finance Bank have introduced a new RuPay credit card that offers lifetime-free usage without any joining or annual fees. This co-branded card provides rewards on eligible UPI transactions made through Paytm and enhanced benefits on travel bookings via the platform, including complimentary airport lounge access.
- ▸The new credit card is lifetime free, meaning no joining or annual fees.
- ▸Earn 2% rewards on eligible Paytm UPI spends, making everyday transactions more rewarding.
- ▸Get 5% rewards on travel bookings made via Paytm, plus complimentary family airport lounge access.
- ▸The card is on the RuPay network, promoting indigenous payment solutions.
- ✓The new credit card is lifetime free, meaning no joining or annual fees.
- ✓Earn 2% rewards on eligible Paytm UPI spends, making everyday transactions more rewarding.
- ✓Get 5% rewards on travel bookings made via Paytm, plus complimentary family airport lounge access.
- ✓The card is on the RuPay network, promoting indigenous payment solutions.
In a significant move for Indian digital payment users, fintech giant Paytm has partnered with AU Small Finance Bank to launch a new co-branded RuPay credit card. This card is designed to cater to the growing number of users engaging in UPI transactions and booking travel through digital platforms, offering a lifetime-free proposition without any joining or annual fees.
Key Benefits for Cardholders
The new Paytm AU Small Finance Bank RuPay credit card comes packed with features aimed at maximizing value for everyday spending and travel. Cardholders can benefit from:
- Lifetime Free: The card incurs no joining fee or annual fee, making it an attractive option for those looking for a cost-effective credit solution.
- Rewards on UPI Spends: Users will earn a 2% reward on eligible transactions made using the Paytm UPI feature. This is particularly beneficial given the widespread adoption of UPI for daily purchases in India.
- Enhanced Travel Rewards: For those who frequently book travel, the card offers a generous 5% reward on bookings made through Paytm Travel. This covers flights, hotels, and other travel-related services available on the platform.
- Complimentary Airport Lounge Access: An added perk for travellers is the complimentary family airport lounge access. This benefit is available on eligible flights that are booked using the credit card via Paytm, enhancing the travel experience.
What This Means for Indian Consumers
The launch of this RuPay credit card underscores the growing integration of credit services with digital payment platforms. For Indian retail consumers, especially those who are active users of Paytm for various transactions, this card presents a compelling value proposition. The combination of no annual fees and rewards on common spending categories like UPI and travel can lead to tangible savings and benefits.
The choice of the RuPay network is also strategic, aligning with the government's push for indigenous payment solutions. This allows for broader acceptance across the country and offers seamless integration with existing digital infrastructure.
With 2% rewards on eligible Paytm UPI spends, the card encourages the use of credit for everyday digital transactions, potentially offering a more rewarding experience compared to direct bank account debits. The 5% reward on Paytm Travel bookings also makes it competitive for those who frequently plan their trips through the platform.
Overall, the Paytm AU Small Finance Bank RuPay credit card aims to merge the convenience of digital payments with the benefits of a credit card, providing a practical tool for financial management and rewards for the digitally savvy Indian consumer.
This article is for informational purposes only and does not constitute financial advice. Readers should conduct their own research before making financial decisions.
Some listings may be sponsored and Arth Vani may earn a referral fee. All information is for educational purposes only — verify terms and suitability with the provider before acting. Not financial advice.
Frequently Asked Questions
What are the main benefits of the Paytm AU Small Finance Bank RuPay credit card?
The main benefits include being lifetime free (no joining or annual fees), earning 2% rewards on eligible Paytm UPI spends, 5% rewards on Paytm Travel bookings, and complimentary family airport lounge access on eligible flights booked through Paytm.
Are there any annual or joining fees for this credit card?
No, the Paytm AU Small Finance Bank RuPay credit card is lifetime free, meaning it has no joining fee and no annual fee.
What kind of rewards can I earn with this card?
You can earn 2% rewards on eligible Paytm UPI spending and 5% rewards on travel bookings made through Paytm Travel. The card also offers complimentary family airport lounge access.
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