Credit Cards
Latest news, explainers and analysis on Credit Cards. Tracking 12 stories on Arth Vani.
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Latest on Credit Cards
New LaunchBreakingMastercard Launches AI Assistant to Help Cardholders Maximize Benefits
Mastercard has introduced a new AI-powered benefits assistant designed to help credit cardholders better understand and utilize the various perks and rewards associated with their cards. This initiative aims to address the common problem of valuable card benefits going unused due to lack of awareness or difficulty in accessing information. The assistant will offer personalized guidance, enabling users to get the most value from their credit card offerings.
BreakingShort-Term Credit: When It Helps Your Finances and When It Harms Them
Short-term credit, like personal loans, credit cards, or buy-now-pay-later (BNPL) options, offers quick access to funds. While it can be a valuable tool for managing unexpected expenses or bridging temporary cash gaps, misuse can lead to significant debt and financial strain. Understanding specific scenarios where it's beneficial versus detrimental is crucial for responsible financial planning.
New LaunchPenFed Credit Union Debuts Defender Rewards Visa Card for Military Personnel
US-based PenFed Credit Union has launched the Defender Rewards Visa Signature Card, specifically designed for military members. The card offers enhanced reward points on high-spend categories and exclusive benefits for the defense community.
Indian Consumer Loan & Credit Card Dues Enter Slower Growth Phase
Recent reports indicate a deceleration in the growth of consumer loans and credit card outstanding dues in India. This shift suggests a potential change in borrowing patterns and lending dynamics within the Indian financial landscape.
BreakingUrgent ₹2 Lakh: Evaluating Personal Loans, Savings, or Credit Cards for Immediate Needs
When faced with an immediate need for ₹2 lakh, individuals often weigh options like personal loans, utilising savings, or resorting to credit cards. Each method carries distinct implications regarding cost, repayment, and long-term financial health. The optimal choice depends heavily on one's existing financial situation and the urgency of the requirement.
BreakingOffshore Banks Pull Back International Credit Cards for Wealthy Indians
Several offshore banks are becoming unwilling to issue or renew international credit cards for wealthy Indian residents. This move is primarily driven by India's 180-day rule concerning the deployment of overseas funds, which also impacts minors with foreign accounts under the Liberalised Remittance Scheme.
BreakingAxis Bank, Kotak Mahindra Bank Raise Overseas Card Transaction Fees
Axis Bank will hike its Dynamic Currency Conversion (DCC) fee on credit cards to 3.5% from 1.5%, effective August 28, 2026. Kotak Mahindra Bank is raising its debit card transaction fee for overseas use to 3.5% plus GST from 1% plus GST, starting August 1.
HDFC Bank Leads Credit Card Additions, SBI Cards and ICICI Bank Follow Closely
HDFC Bank added the most new credit cards in India, with 163,000 net additions, closely followed by SBI Cards with 162,000. ICICI Bank and Federal Bank also showed strong growth, indicating continued expansion in the Indian credit card market.
New LaunchSamsung Launches First Credit Card with Barclays; Focus on Wallet Integration
Samsung has debuted its first-ever credit card in the U.S. market, issued by Barclays on the Visa network. The card is designed for a 'Wallet-first' experience, offering instant digital provisioning and cash rewards on Samsung ecosystem purchases.
Dubai’s Emirates NBD Invests ₹26,016 Crore in RBL Bank to Scale Up Operations
Emirates NBD has finalized a massive capital infusion into RBL Bank, acquiring a significant stake through a ₹26,016 crore share purchase. This move is expected to bolster RBL Bank’s financial stability and improve services for its retail and credit card customers.
BreakingSmall Personal Loans Overtake Credit Cards in India's Unsecured Lending Market
A new report from TransUnion CIBIL reveals that Indian consumers are shifting away from credit cards in favor of small-ticket personal loans. This trend highlights a significant change in how retail borrowers access consumption-linked credit for their daily needs.
BreakingSmall Personal Loans Overtake Credit Cards in India's Lending Market
A new report from TransUnion CIBIL reveals that Indian consumers are shifting away from credit cards in favor of small-ticket personal loans. This trend highlights a significant change in how retail borrowers access unsecured credit for their consumption needs.
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