Savings
Latest news, explainers and analysis on Savings. Tracking 15 stories on Arth Vani.
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Latest on Savings
ABP Live Highlights Impact of Small Money Habits on Wealth Creation
ABP Live English recently published an article titled 'Small Money Habits, Big Wealth Impact: 4 Lessons For Your Financial Journey'. However, the specific details of these lessons and habits were not provided in the source material for this report, preventing a full factual summary of its content.
BreakingIndian Families Now Need 9-12 Months' Expenses as Buffer, Whalesbook Suggests
A new report by Whalesbook highlights a significant shift in financial planning for Indian families, recommending they maintain a robust financial buffer equivalent to 9-12 months of their essential expenses. This increased buffer is crucial for navigating unexpected life events and ensuring financial stability.
Bank of Baroda's 555-Day FD: What You Need to Know to Maximize Your Earnings
Bank of Baroda (BoB) offers a special 555-day fixed deposit, a popular choice among savers for its fixed tenure and potential for competitive returns. While specific interest rates for this product are dynamic and must be verified directly with the bank, understanding its features can help retail investors plan their savings effectively.
BreakingIndian Retirement Corpus: Is ₹3.75 Crore or ₹4.62 Crore Enough for Your Golden Years?
Discussions around retirement planning in India frequently highlight substantial savings goals, with figures like ₹3.75 crore and ₹4.62 crore often cited as potential target corpuses. Achieving a comfortable post-retirement life requires careful financial planning, considering factors like inflation, healthcare costs, and desired lifestyle.
BreakingEnd-of-Month Cash Crunch? Try This 3-Account Strategy for Better Savings
Many salaried individuals struggle with month-end finances, prompting experts to suggest a simple budgeting hack: splitting your money across three distinct bank accounts. This strategy aims to improve spending habits and build savings.
BreakingPost Office Fixed Deposits: Earn Up to 7.5% Interest Annually
India Post offers attractive interest rates on its Term Deposits (TDs), with the 5-year TD yielding 7.5% per annum. A deposit of ₹5 lakh can grow to approximately ₹7.25 lakh over five years, considering compounding.
Finance Coach Aruna Keerthy's 3 Steps to Save While Paying Debt
Personal finance expert Aruna Keerthy shared a three-step strategy to help individuals save money even while actively repaying loans. The method focuses on smart budgeting and mindful spending to build savings alongside debt reduction.
BreakingSSY vs PPF 2026: Which Govt Scheme Offers Better Returns?
As 2026 approaches, a comparison of Sukanya Samriddhi Yojana (SSY) and Public Provident Fund (PPF) reveals key differences in interest rates, tax benefits, and eligibility. Understanding these distinctions is crucial for choosing the right government-backed savings scheme for your financial goals.
Child-Free Couples May Need Larger Retirement Corpus Than Assumed: Mint Money
Child-free couples often operate under the assumption that avoiding child-rearing expenses automatically reduces their overall retirement funding needs. However, this widely held belief is being challenged, suggesting that a more substantial retirement corpus may actually be required, according to a report highlighted by Mint Money.
BreakingRetirement Goals: Many Global Citizens Thrive On Less Than $1 Million
Despite the common perception that $1 million is essential for retirement, millions worldwide successfully manage their post-work life with less. This reality highlights the importance of personalised financial planning, smart spending, and diverse income streams over aiming for a single, large arbitrary sum.
BreakingBuild Emergency Fund with SIPs: Start Under ₹1,000 Using the 3-6-9 Rule
Building an emergency fund is crucial for financial security, and it can be achieved through Systematic Investment Plans (SIPs) starting with less than ₹1,000 per month. The 3-6-9 rule helps individuals determine the ideal size for their emergency fund based on their life situation and expenses. By calculating this target amount, one can then set up a consistent monthly SIP to reach it.
BreakingGlobal Survey: Nearly 70% of Workers Doubt Comfortable Retirement
A recent global survey indicates that nearly seven out of ten workers question their ability to retire comfortably. This alarming statistic highlights widespread anxiety about financial security in later life, prompting urgent consideration for retirement planning.
Understanding India's Top Earners: A Look at Income, Savings & Net Worth
While direct comparisons to US income data are challenging, this article explores what it means to be among India's top earners. We delve into income levels, savings habits, and net worth, offering insights relevant to Indian retail investors and individuals aiming for financial growth.
Fixed Deposits: What Indian Savers Can Learn from Global CD Rates
While global Certificate of Deposit (CD) rates are attracting attention, Indian savers should understand how these compare to local Fixed Deposit (FD) offerings. This article explores the concept of CDs and helps Indian retail investors make informed decisions about their savings.
BreakingGold and Silver Prices Crash: Sharp Correction Offers New Entry Point for Indian Buyers
Precious metal prices witnessed a major single-day drop on the MCX following geopolitical shifts in the Middle East and a strengthening US dollar. Gold fell by ₹2,500 per 10 grams, while silver plummeted by ₹4,500 per kg, marking a significant shift for retail savers.
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