Fixed Deposits
Latest news, explainers and analysis on Fixed Deposits. Tracking 24 stories on Arth Vani.
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Latest on Fixed Deposits
Indian Bank Hikes FD Rates on 555 & 777-Day Deposits From October 23
Indian Bank has increased interest rates on its fixed deposits for two specific tenures: 555 days and 777 days. The revised rates are effective from October 23, 2023. While the bank announced the hike, the specific new interest rates were not detailed in the provided source material.
Kotak Mahindra Bank Callable FD: Key Considerations for 365 Days to Under 15 Months
Kotak Mahindra Bank offers a Callable Fixed Deposit product specifically for tenors between 365 days and under 15 months. When considering this product, investors should carefully evaluate critical aspects such as current interest rates, premature withdrawal policies, deposit insurance coverage, and its tax implications for the assessment year 2026-27.
New LaunchBreakingSundaram Finance Hikes Fixed Deposit Rates, Offers Up to 8% Returns
Sundaram Finance, a leading Non-Banking Financial Company (NBFC), has announced an increase in its fixed deposit interest rates, now offering returns of up to 8%. Specific details regarding the revised rates across different tenures and their effective date were not provided in the raw source material.
BreakingSBI Chairman: Bank Deposit Rates Unlikely to Rise for 2-3 Months Amid Surplus Funds
State Bank of India (SBI) Chairman has indicated that bank deposit interest rates are unlikely to increase for the next two to three months. This stagnation is attributed to the current surplus liquidity within the banking system, which reduces banks' immediate need to attract more funds through higher deposit offerings.
BreakingRBI Signals Hawkish Stance: What It Means for Your Loans and Fixed Deposits
The Reserve Bank of India (RBI) has adopted a hawkish tone regarding inflation management, signaling that interest rates may remain higher for longer. This shift suggests that immediate relief on home loan EMIs is unlikely, while fixed deposit savers may continue to enjoy elevated interest rates.
Repo Rate Hike: FD Investors May See Higher Interest Rates from Banks
Following a recent repo rate hike by the Reserve Bank of India, fixed deposit investors may experience relief as banks could potentially increase their interest rates. This development often leads to better returns for savers, particularly those looking to open new FDs or renew existing ones.
BreakingRepo Rate Hike: Managing Home Loans, FDs & Debt Investments in India
A repo rate hike by the Reserve Bank of India (RBI) directly impacts interest rates across the financial system, affecting millions of Indian households. This article explains how borrowers and savers can navigate such changes concerning their home loans, fixed deposits, and debt investments. Understanding these implications is key to protecting and growing your finances.
Delhi HC: Banks Cannot Arbitrarily Cut Interest on Court-Ordered FDs
The Delhi High Court has ruled that banks cannot unilaterally or arbitrarily reduce interest rates on Fixed Deposits (FDs) that are created under court orders. This judgment offers crucial protection for individuals, often victims of accidents or beneficiaries in legal disputes, whose compensation or security is held in such FDs.
Indian Depositors Opt for Longer Fixed Deposit Tenures
A recent trend indicates that Indian depositors are increasingly choosing longer-term Fixed Deposits to secure their capital. This move suggests a preference for stability and potentially locking in current interest rates for an extended period.
BreakingRBI to Implement New FD Rules from October 1; Most Retail Depositors Unaffected
The Reserve Bank of India (RBI) is set to introduce new rules for fixed deposits (FDs) starting October 1. While these changes will affect specific scenarios related to FD management, the good news for most Indian retail FD holders is that they are unlikely to be negatively impacted.
Breaking5 Key Money Rules Changing from October 2026: FDs, UPI, and SBI ATM Limits
Five significant financial rules, including those governing bulk fixed deposit rates, UPI transactions above ₹2,000, and SBI ATM free limits, are set to change for Indian retail consumers from October 2026. While specific details are awaited, these adjustments will impact various aspects of personal finance.
BreakingRBI Repo Rate May Reach 5.75% Soon, Impacting Loans and Savings: Report
A recent report indicates that the Reserve Bank of India (RBI) may soon increase the repo rate to 5.75%, suggesting two potential hikes. This move could impact millions of Indian retail customers through changes in loan interest rates and returns on savings.
New LaunchBreakingStable Money Launches 'Badhte Jao' Campaign to Boost Fixed Deposit Investments
Fintech platform Stable Money has introduced its new 'Badhte Jao' campaign, aimed at encouraging Indian retail investors to explore and invest in Fixed Deposits (FDs). The initiative seeks to highlight the benefits of FDs as a stable and secure investment option amidst market fluctuations. Stable Money, which specializes in offering diverse fixed-income instruments, will use this campaign to promote FDs through its digital platform.
New LaunchStable Money Launches 'Badhte Jao' Campaign for Fixed Deposit Investments
Fintech platform Stable Money has launched its new 'Badhte Jao' (Keep Growing) campaign, aimed at promoting fixed deposit investments. The initiative seeks to highlight the benefits of FDs as a secure savings option for retail investors in India.
BreakingSmall Finance Banks Offer Up to 9.1% on FDs, Outpacing SBI, HDFC Bank, ICICI Bank
Small finance banks (SFBs) are offering significantly higher fixed deposit (FD) interest rates, with some reaching up to 9.1% for retail investors. This widens the gap compared to major commercial banks like SBI, HDFC Bank, and ICICI Bank, which typically offer rates between 7% and 7.5% for similar tenures.
BreakingSenior Citizens Can Earn Up To 8.5% on 5-Year Fixed Deposits: What to Know
Indian senior citizens now have the opportunity to secure returns of up to 8.5% per annum on five-year fixed deposits, offering a potentially attractive income stream. While specific banks were not named in the source, this highlights a favourable period for elderly investors seeking stable returns and financial security. It's crucial for senior citizens to compare offerings across various financial institutions to find the best rates.
US CD Rates Projected Up to 4.75% APY by September 2026, Forbes Reports
According to Forbes, certain US Certificate of Deposit (CD) rates are projected to reach up to 4.75% Annual Percentage Yield (APY) by September 2026. This highlights the potential for attractive returns in the American fixed-income market for savers seeking stability.
BreakingHCPL, Coal India Among Stocks Projected to Beat FD Yields by FY26
A Business Today report indicates that certain dividend-paying stocks, including HCPL and Coal India, are projected to offer higher yields than fixed deposits by the financial year 2026. This analysis suggests potential opportunities for investors seeking income generation beyond traditional fixed-income avenues.
New LaunchBreakingNew RBI Rules for Small Finance Bank FDs: 5 Key Changes Effective October 1
The Reserve Bank of India (RBI) is implementing new guidelines for Small Finance Banks (SFBs) starting October 2024 to enhance transparency for fixed deposit holders. The rules mandate uniform pricing, advance disclosure of interest rates, and revised definitions for bulk deposits.
Fixed Deposits: What Indian Savers Can Learn from Global CD Rates
While global Certificate of Deposit (CD) rates are attracting attention, Indian savers should understand how these compare to local Fixed Deposit (FD) offerings. This article explores the concept of CDs and helps Indian retail investors make informed decisions about their savings.
Cash Crunch in Banks: Why Your Short-Term FD Returns Could See a Rise
A seasonal dip in available cash within the banking system has pushed money market rates higher. While this might lead to a temporary firming of loan rates, it offers a potential window for retail investors to earn better returns on short-term fixed deposits.
Banks Seek RBI Nod to Help NRIs Switch to Higher Interest Deposits
Indian banks are requesting the RBI to allow NRIs to break existing foreign currency deposits and re-invest them at higher interest rates without heavy penalties. This move follows a temporary RBI scheme to boost dollar inflows by absorbing currency hedging costs.
RBI Rate Cut Hopes Dim: Why High FD and Bond Yields May Persist for Indian Savers
Expectations for a long series of interest rate cuts are fading as inflation risks stay high, potentially keeping fixed deposit and debt fund returns attractive for longer. Meanwhile, India’s entry into global bond indices is expected to draw ₹2.1 lakh crore ($25 billion) in foreign investment.
Safety First: Investors Flock to Bank FDs as Stock Market Volatility Rises
Muted returns in the equity markets are driving Indian retail investors back to the reliability of bank deposits. Recent RBI data shows a significant jump in time deposits, which now account for nearly 88% of all bank holdings.
Bond / FD returns and credit ratings are indicative and subject to issuer credit risk and interest-rate risk. Verify current terms with the issuer. Some listings may be sponsored. Not investment advice.