Fixed Deposits
Latest news, explainers and analysis on Fixed Deposits. Tracking 12 stories on Arth Vani.
Connected in the graph
Latest on Fixed Deposits
New LaunchBreakingStable Money Launches 'Badhte Jao' Campaign to Boost Fixed Deposit Investments
Fintech platform Stable Money has introduced its new 'Badhte Jao' campaign, aimed at encouraging Indian retail investors to explore and invest in Fixed Deposits (FDs). The initiative seeks to highlight the benefits of FDs as a stable and secure investment option amidst market fluctuations. Stable Money, which specializes in offering diverse fixed-income instruments, will use this campaign to promote FDs through its digital platform.
New LaunchStable Money Launches 'Badhte Jao' Campaign for Fixed Deposit Investments
Fintech platform Stable Money has launched its new 'Badhte Jao' (Keep Growing) campaign, aimed at promoting fixed deposit investments. The initiative seeks to highlight the benefits of FDs as a secure savings option for retail investors in India.
BreakingSmall Finance Banks Offer Up to 9.1% on FDs, Outpacing SBI, HDFC Bank, ICICI Bank
Small finance banks (SFBs) are offering significantly higher fixed deposit (FD) interest rates, with some reaching up to 9.1% for retail investors. This widens the gap compared to major commercial banks like SBI, HDFC Bank, and ICICI Bank, which typically offer rates between 7% and 7.5% for similar tenures.
BreakingSenior Citizens Can Earn Up To 8.5% on 5-Year Fixed Deposits: What to Know
Indian senior citizens now have the opportunity to secure returns of up to 8.5% per annum on five-year fixed deposits, offering a potentially attractive income stream. While specific banks were not named in the source, this highlights a favourable period for elderly investors seeking stable returns and financial security. It's crucial for senior citizens to compare offerings across various financial institutions to find the best rates.
US CD Rates Projected Up to 4.75% APY by September 2026, Forbes Reports
According to Forbes, certain US Certificate of Deposit (CD) rates are projected to reach up to 4.75% Annual Percentage Yield (APY) by September 2026. This highlights the potential for attractive returns in the American fixed-income market for savers seeking stability.
BreakingHCPL, Coal India Among Stocks Projected to Beat FD Yields by FY26
A Business Today report indicates that certain dividend-paying stocks, including HCPL and Coal India, are projected to offer higher yields than fixed deposits by the financial year 2026. This analysis suggests potential opportunities for investors seeking income generation beyond traditional fixed-income avenues.
New LaunchBreakingNew RBI Rules for Small Finance Bank FDs: 5 Key Changes Effective October 1
The Reserve Bank of India (RBI) is implementing new guidelines for Small Finance Banks (SFBs) starting October 2024 to enhance transparency for fixed deposit holders. The rules mandate uniform pricing, advance disclosure of interest rates, and revised definitions for bulk deposits.
Fixed Deposits: What Indian Savers Can Learn from Global CD Rates
While global Certificate of Deposit (CD) rates are attracting attention, Indian savers should understand how these compare to local Fixed Deposit (FD) offerings. This article explores the concept of CDs and helps Indian retail investors make informed decisions about their savings.
Cash Crunch in Banks: Why Your Short-Term FD Returns Could See a Rise
A seasonal dip in available cash within the banking system has pushed money market rates higher. While this might lead to a temporary firming of loan rates, it offers a potential window for retail investors to earn better returns on short-term fixed deposits.
Banks Seek RBI Nod to Help NRIs Switch to Higher Interest Deposits
Indian banks are requesting the RBI to allow NRIs to break existing foreign currency deposits and re-invest them at higher interest rates without heavy penalties. This move follows a temporary RBI scheme to boost dollar inflows by absorbing currency hedging costs.
RBI Rate Cut Hopes Dim: Why High FD and Bond Yields May Persist for Indian Savers
Expectations for a long series of interest rate cuts are fading as inflation risks stay high, potentially keeping fixed deposit and debt fund returns attractive for longer. Meanwhile, India’s entry into global bond indices is expected to draw ₹2.1 lakh crore ($25 billion) in foreign investment.
Safety First: Investors Flock to Bank FDs as Stock Market Volatility Rises
Muted returns in the equity markets are driving Indian retail investors back to the reliability of bank deposits. Recent RBI data shows a significant jump in time deposits, which now account for nearly 88% of all bank holdings.
Bond / FD returns and credit ratings are indicative and subject to issuer credit risk and interest-rate risk. Verify current terms with the issuer. Some listings may be sponsored. Not investment advice.