Fixed Deposits
Latest news, explainers and analysis on Fixed Deposits. Tracking 6 stories on Arth Vani.
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Latest on Fixed Deposits
New LaunchBreakingNew RBI Rules for Small Finance Bank FDs: 5 Key Changes Effective October 1
The Reserve Bank of India (RBI) is implementing new guidelines for Small Finance Banks (SFBs) starting October 2024 to enhance transparency for fixed deposit holders. The rules mandate uniform pricing, advance disclosure of interest rates, and revised definitions for bulk deposits.
Fixed Deposits: What Indian Savers Can Learn from Global CD Rates
While global Certificate of Deposit (CD) rates are attracting attention, Indian savers should understand how these compare to local Fixed Deposit (FD) offerings. This article explores the concept of CDs and helps Indian retail investors make informed decisions about their savings.
Cash Crunch in Banks: Why Your Short-Term FD Returns Could See a Rise
A seasonal dip in available cash within the banking system has pushed money market rates higher. While this might lead to a temporary firming of loan rates, it offers a potential window for retail investors to earn better returns on short-term fixed deposits.
Banks Seek RBI Nod to Help NRIs Switch to Higher Interest Deposits
Indian banks are requesting the RBI to allow NRIs to break existing foreign currency deposits and re-invest them at higher interest rates without heavy penalties. This move follows a temporary RBI scheme to boost dollar inflows by absorbing currency hedging costs.
RBI Rate Cut Hopes Dim: Why High FD and Bond Yields May Persist for Indian Savers
Expectations for a long series of interest rate cuts are fading as inflation risks stay high, potentially keeping fixed deposit and debt fund returns attractive for longer. Meanwhile, India’s entry into global bond indices is expected to draw ₹2.1 lakh crore ($25 billion) in foreign investment.
Safety First: Investors Flock to Bank FDs as Stock Market Volatility Rises
Muted returns in the equity markets are driving Indian retail investors back to the reliability of bank deposits. Recent RBI data shows a significant jump in time deposits, which now account for nearly 88% of all bank holdings.
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