Government Schemes
Latest news, explainers and analysis on Government Schemes. Tracking 26 stories on Arth Vani.
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Latest on Government Schemes
BreakingIndia's Financial Inclusion Drive: Banking Every Citizen for Household Empowerment
India is actively pursuing a comprehensive financial inclusion strategy aimed at providing every citizen access to essential banking and financial services. This initiative seeks to empower households across the nation by integrating them into the formal financial system. The core objective is to ensure economic stability and growth by making services like savings, credit, and insurance universally available.
Opposition Raises Concerns Over Proposed Corporatisation of Indian Statistical Institute (ISI)
The Opposition has voiced strong objections to the potential corporatisation of the Indian Statistical Institute (ISI), drawing parallels to previous concerns raised regarding the Indian Space Research Organisation (ISRO). This move signals a broader debate about the future structure and autonomy of key national institutions.
Himachal CM Sukhu Urges Centre for More Aid, 4% GSDP Borrowing Limit
Himachal Pradesh Chief Minister Sukhvinder Singh Sukhu has requested additional financial assistance from the Union Government and an increase in the state's borrowing limit to 4% of its Gross State Domestic Product (GSDP). The plea was made to Union Finance Minister Nirmala Sitharaman.
BreakingFasal Bima: Why Indian Farmers Face Low Payouts & Claim Rejections
Despite the Pradhan Mantri Fasal Bima Yojana (PMFBY) aiming to protect farmers, many continue to experience low claim payouts and frequent rejections. This issue, highlighted by RuralVoice, stems from various factors including assessment discrepancies and procedural hurdles.
NITI Aayog Grants ₹1.55 Crore to RISE Centre for Skill Development, Women's Empowerment
NITI Aayog has allocated ₹1.55 crore to the RISE Centre for promoting skill development and supporting women-led enterprises. This funding aims to enhance economic opportunities for women by improving their skills and fostering entrepreneurship. The initiative aligns with the government's broader goals of inclusive growth and empowerment.
Samco Signals Ethanol Stocks as Top Investment Area by September 2026
Financial services firm Samco has highlighted the Indian ethanol sector as a significant investment theme, identifying '9 Best Ethanol Stocks' for investors by September 2026. While the specific list of companies has not been disclosed, this focus underscores the growing importance of ethanol production in India, driven by government initiatives to boost blending targets and achieve energy security.
Nano Fertilisers Eyed to Optimise India's Fertiliser Subsidy Burden
Discussions are emerging around the potential of nano fertilisers to help optimise India's substantial expenditure on fertiliser subsidies. This approach could offer a new pathway for managing agricultural support while enhancing efficiency in the sector. The shift aims to benefit both the farming community and national fiscal health.
BreakingCGHS Eases Rules: Dependent Sons, Brothers with Critical Illnesses Get Lifetime Benefits
The Central Government Health Scheme (CGHS) has relaxed its rules, allowing dependent sons and brothers suffering from critical or terminal illnesses to receive medical benefits for their entire lifetime. This change provides long-term financial relief for families managing severe health conditions.
BreakingPost Office Fixed Deposits: Earn Up to 7.5% Interest Annually
India Post offers attractive interest rates on its Term Deposits (TDs), with the 5-year TD yielding 7.5% per annum. A deposit of ₹5 lakh can grow to approximately ₹7.25 lakh over five years, considering compounding.
BreakingPM GatiShakti: 396 Infra Projects Worth ₹18.66 Lakh Crore Recommended for Approval
Under the PM GatiShakti initiative, 396 infrastructure projects with a total estimated value of ₹18.66 lakh crore have been recommended for approval. These projects aim to enhance national connectivity and reduce logistics costs across India. Many of the proposals are already sanctioned and under implementation, as evaluated by the Network Planning Group.
BreakingGovt May Cut Kisan Credit Card Interest Subsidy to Banks by 0.5%
The Indian government is discussing a 0.50 percentage point reduction in the interest subsidy it provides to banks for Kisan Credit Card (KCC) loans. This move aims to align the subsidy with recent policy rate adjustments by the Reserve Bank of India, as part of extending the KCC scheme until 2031-32.
BreakingSSY vs PPF 2026: Which Govt Scheme Offers Better Returns?
As 2026 approaches, a comparison of Sukanya Samriddhi Yojana (SSY) and Public Provident Fund (PPF) reveals key differences in interest rates, tax benefits, and eligibility. Understanding these distinctions is crucial for choosing the right government-backed savings scheme for your financial goals.
BreakingEPF: Who Is Eligible? Understanding Membership Rules & Key Questions Answered
The Employees' Provident Fund (EPF) is a crucial government-backed retirement savings scheme in India. This report clarifies the conditions for mandatory and voluntary EPF membership, helping Indian retail readers understand their eligibility and contribution details for a secure financial future.
BreakingWomen's Cash Transfers: ₹2.68 Lakh Crore Reaches 120 Million Beneficiaries Across India
More than 15 Indian states operate unconditional cash transfer schemes for women, collectively disbursing approximately ₹2.68 lakh crores. These initiatives aim to boost financial independence, reaching nearly 120 million beneficiaries with monthly payments ranging from ₹1,000 to ₹2,500.
8th Pay Commission: How Fitment Factor Hike Could Boost Salaries for Central Govt Employees
The upcoming 8th Pay Commission could significantly increase salaries for central government employees at Levels 6, 7, and 8, depending on the revised fitment factor. Potential fitment factor hikes of 2, 2.38, or 2.57 would directly impact their monthly earnings.
Government's ₹20,000 Crore Credit Guarantee Scheme Sees Only 17% Disbursement
Banks have disbursed a mere 17% of the funds under the government's ₹20,000 crore credit guarantee scheme, designed to support the microfinance sector. Only about ₹1,000 crore has reached small and medium microfinance entities, as banks remain cautious and larger microfinance companies are hesitant to borrow.
Breaking8th Pay Commission Begins Delhi Meetings for Central Government Employee Salary Review
The 8th Central Pay Commission has commenced a four-day visit to Delhi to engage with various central government and Union Territory employee associations. This marks a crucial step in the process of reviewing and potentially revising salaries and allowances for millions of government employees.
BreakingRBI Floating Rate Savings Bonds: Can NRIs Invest in the 8.05% Interest Scheme?
Non-Resident Indians (NRIs) are currently restricted from making fresh investments in the popular RBI Floating Rate Savings Bonds (FRSB) 2020. While the bonds offer a competitive 8.05% interest rate backed by a sovereign guarantee, the scheme is strictly reserved for Indian residents and Hindu Undivided Families (HUFs).
India Plans PLI 2.0: Sharper Focus on High-Growth Manufacturing Sectors
India is preparing for the second phase of its Production-Linked Incentive (PLI) scheme, dubbed PLI 2.0, with a renewed focus on supporting high-performing manufacturing sectors. The government aims to refine existing policies, encourage new companies, and make the scheme more effective and industry-friendly.
BreakingMillions of Indian Gig Workers to Gain Social Security Benefits Through Labour Codes: Mandaviya
The central government plans to extend social security scheme benefits to millions of gig workers across India. Union Minister Mansukh Mandaviya confirmed this initiative in the Rajya Sabha, stating it will be implemented through new labour codes.
BreakingPM Kisan 24th Instalment: Expected Date, e-KYC Steps, and Eligibility Details
The 24th instalment of the PM Kisan Samman Nidhi scheme is expected to be released in October 2026. Eligible farmers must complete their e-KYC and verify their beneficiary status to receive the ₹2,000 credit directly into their bank accounts.
ESIC Wage Ceiling: Government Review Underway for Potential Hike
The Employees' State Insurance Scheme (ESIC) wage ceiling, currently at ₹21,000 per month, is subject to periodic government review. The recent Code on Social Security, 2020, has expanded ESIC coverage to include gig and unorganised workers, signalling a broader approach to social security.
Rajasthan Boosts Water Infrastructure with ₹5,100 Crore AMRUT 2.0 Projects
Rajasthan is significantly upgrading its water infrastructure with ₹5,100 crore allocated for AMRUT 2.0 projects. Key initiatives like the Ramjal Setu Link Project and a Yamuna Water Agreement aim to secure drinking water supply across the state.
NFOBreakingEPS 2026: Pension Benefits for EPS 1995 and EFPS 1971 Members to Continue Unchanged
The Government of India has clarified that beneficiaries under the EPS 1995 and EFPS 1971 schemes will transition to the new EPS 2026 framework without any loss of benefits. While the core pension amounts and eligibility remain the same, the new system focuses on faster digital processing and electronic disbursements.
Tax figures shown are indicative estimates for education only and depend on your specific situation. Consult a qualified tax professional or the Income-Tax Department before acting.