Home Loans
Latest news, explainers and analysis on Home Loans. Tracking 8 stories on Arth Vani.
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Latest on Home Loans
India's Urban Boom: Financing Aspiration Through Cities & Homes
India's rapid urbanization is driving demand for housing and infrastructure, creating significant financial opportunities. The growth of cities and the aspirations of citizens are intrinsically linked to the finance sector, impacting home ownership and urban development.
BreakingRBI Begins Rate Hike Cycle with 25 BPS Increase, EMIs Set to Rise
The Reserve Bank of India (RBI) has initiated a rate-hike cycle by increasing its key policy rate, the repo rate, by 25 basis points (bps). This move is expected to lead to higher Equated Monthly Installments (EMIs) for various retail loans, including home, car, and personal loans, affecting millions of Indian borrowers.
Indian Home Sellers Face New Realities Amidst Global Mortgage Rate Pressures
As global mortgage rates approach the 7% mark, Indian homeowners looking to sell are encountering a shift in market dynamics. Buyers, facing higher borrowing costs and increased EMI burdens, are becoming more cautious, requiring sellers to adapt their strategies for pricing, presentation, and negotiation to close deals.
SBI Research Predicts RBI Repo Rate Hikes in October, December to Combat Inflation
SBI Research forecasts that the Reserve Bank of India (RBI) will likely increase the repo rate by 25 basis points (bps) in both October and December. These anticipated hikes aim to counter persistent inflation pressures in the Indian economy. The move would impact borrowing costs for banks and, subsequently, for retail consumers.
US Credit Unions Unveil $100 Million 100% Home Financing for First-Time Buyers
Four East Idaho credit unions and the GoWest Foundation have launched the "Welcome Home" program, offering $100 million in 100% financing for first-time homebuyers in the US. This initiative, announced on August 3, 2026, aims to make homeownership more accessible by eliminating the need for a down payment.
Home Loan Rates Inch Up Past 6.5% Amid Rising Oil Prices
Mortgage interest rates in India are showing signs of increasing, with some lenders now offering rates above 6.5%. This trend is partly influenced by the recent surge in global oil prices, which can impact inflation and borrowing costs.
US Fed Signals Higher Rates for Longer: Impact on Indian EMIs and Debt Mutual Funds
The US Federal Reserve's cautious stance on inflation means interest rates in India are unlikely to fall soon. This delay impacts home loan borrowers waiting for EMI relief and investors looking for quick gains in debt mutual funds.
Global Central Banks Hold Rates Steady as Geopolitical Tensions Cloud Inflation Outlook
Major central banks, including the US Federal Reserve, are expected to keep interest rates unchanged this week due to ongoing global uncertainty. While inflation risks persist from the 100-day-old Iran conflict, policymakers are choosing a 'wait and watch' approach before making any cuts.
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