Personal Loans
Latest news, explainers and analysis on Personal Loans. Tracking 4 stories on Arth Vani.
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Latest on Personal Loans
SEBI Clarifies: Discretionary PMS Clients Can Pledge Securities for Loans
SEBI has confirmed that clients using discretionary Portfolio Management Services (PMS) can pledge their securities as collateral for personal loans. This clarification allows PMS clients to access liquidity from their investments while retaining beneficial ownership, addressing previous uncertainties regarding borrowing restrictions.
BreakingIndia's Credit Growth Surges: 74% Indians to Seek Loans by 2026, Led by Women & Non-Metro Areas
India is experiencing a remarkable expansion in its credit market, with the percentage of eligible citizens opting for loans projected to reach 74% by 2026, a significant leap from 34% in 2017. This robust growth is primarily driven by increasing financial participation from women, younger borrowers, and consumers residing in non-metro regions across the country, indicating a profound shift in financial inclusion.
BreakingSmall Personal Loans Overtake Credit Cards in India's Unsecured Lending Market
A new report from TransUnion CIBIL reveals that Indian consumers are shifting away from credit cards in favor of small-ticket personal loans. This trend highlights a significant change in how retail borrowers access consumption-linked credit for their daily needs.
BreakingSmall Personal Loans Overtake Credit Cards in India's Lending Market
A new report from TransUnion CIBIL reveals that Indian consumers are shifting away from credit cards in favor of small-ticket personal loans. This trend highlights a significant change in how retail borrowers access unsecured credit for their consumption needs.
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