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Nifty 5024,206.91.02%H 24,228.45 · L 24,120.35|Sensex77,569.391.08%H 77,642.23 · L 77,320.56|Bank Nifty58,045.91.39%H 58,251.95 · L 57,576.7|USD / INR₹95.370.01%H ₹95.37 · L ₹95.37|Gold Intl (10g)₹1,25,392.840.59%H ₹1,26,070.47 · L ₹1,25,328.45|Silver Intl (1kg)₹1,81,366.581.69%H ₹1,83,344.29 · L ₹1,81,059.96|Crude WTI₹7,021.143.09%H ₹7,076.45 · L ₹6,979.18|Bitcoin$63,7780.74%H $64,013.2 · L $63,542.8|Ethereum$1,801.990.76%H $1,808.82 · L $1,795.16|Nifty 5024,206.91.02%H 24,228.45 · L 24,120.35|Sensex77,569.391.08%H 77,642.23 · L 77,320.56|Bank Nifty58,045.91.39%H 58,251.95 · L 57,576.7|USD / INR₹95.370.01%H ₹95.37 · L ₹95.37|Gold Intl (10g)₹1,25,392.840.59%H ₹1,26,070.47 · L ₹1,25,328.45|Silver Intl (1kg)₹1,81,366.581.69%H ₹1,83,344.29 · L ₹1,81,059.96|Crude WTI₹7,021.143.09%H ₹7,076.45 · L ₹6,979.18|Bitcoin$63,7780.74%H $64,013.2 · L $63,542.8|Ethereum$1,801.990.76%H $1,808.82 · L $1,795.16|
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Cash Reserve Ratio (CRR)

The share of deposits banks must keep with the RBI in cash.

Definition

The Cash Reserve Ratio (CRR) is the percentage of a bank's total deposits that it must hold in reserve with the RBI as cash, earning no interest. Raising the CRR reduces how much banks can lend, tightening liquidity.

Example

If CRR is 4.5%, a bank must keep ₹4.50 with the RBI for every ₹100 of deposits, leaving the rest available to lend.

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Related terms

SLRRepo RateReverse Repo Rate
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