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Nifty 5022,520.451.3%H 22,580.75 · L 22,294.75as of 09 Oct, 3:31 PM IST|Sensex72,472.331.23%H 72,669.2 · L 71,739.49as of 09 Oct, 3:32 PM IST|Bank Nifty55,256.651.36%H 55,419.3 · L 54,617.2as of 09 Oct, 3:31 PM IST|USD / INR₹96.780%H ₹96.78 · L ₹96.73as of 7:38 PM IST|Gold Intl (10g)₹1,31,192.151.43%H ₹1,31,733.56 · L ₹1,29,319as of 10 Oct, 2:29 AM IST|Silver Intl (1kg)₹1,89,953.722.73%H ₹1,91,235.67 · L ₹1,84,981.47as of 10 Oct, 2:29 AM IST|Crude WTI₹8,889.240.39%H ₹8,920.21 · L ₹8,711.17as of 10 Oct, 2:29 AM IST|Bitcoin₹81,20,7961.11%H ₹81,66,005.49 · L ₹80,75,586.51upd. 11:03 PM IST|Ethereum₹2,46,1781.55%H ₹2,48,080.24 · L ₹2,44,275.76upd. 11:03 PM IST|Nifty 5022,520.451.3%H 22,580.75 · L 22,294.75as of 09 Oct, 3:31 PM IST|Sensex72,472.331.23%H 72,669.2 · L 71,739.49as of 09 Oct, 3:32 PM IST|Bank Nifty55,256.651.36%H 55,419.3 · L 54,617.2as of 09 Oct, 3:31 PM IST|USD / INR₹96.780%H ₹96.78 · L ₹96.73as of 7:38 PM IST|Gold Intl (10g)₹1,31,192.151.43%H ₹1,31,733.56 · L ₹1,29,319as of 10 Oct, 2:29 AM IST|Silver Intl (1kg)₹1,89,953.722.73%H ₹1,91,235.67 · L ₹1,84,981.47as of 10 Oct, 2:29 AM IST|Crude WTI₹8,889.240.39%H ₹8,920.21 · L ₹8,711.17as of 10 Oct, 2:29 AM IST|Bitcoin₹81,20,7961.11%H ₹81,66,005.49 · L ₹80,75,586.51upd. 11:03 PM IST|Ethereum₹2,46,1781.55%H ₹2,48,080.24 · L ₹2,44,275.76upd. 11:03 PM IST|

Cash Reserve Ratio (CRR)

The share of deposits banks must keep with the RBI in cash.

Definition

The Cash Reserve Ratio (CRR) is the percentage of a bank's total deposits that it must hold in reserve with the RBI as cash, earning no interest. Raising the CRR reduces how much banks can lend, tightening liquidity.

Example

If CRR is 4.5%, a bank must keep ₹4.50 with the RBI for every ₹100 of deposits, leaving the rest available to lend.

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