Indian Banking
Latest news, explainers and analysis on Indian Banking. Tracking 8 stories on Arth Vani.
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Latest on Indian Banking
BreakingHDFC Bank Board May Look Beyond Internal Talent for Next CEO
HDFC Bank's board is reportedly considering external candidates for its next Chief Executive Officer, driven by regulatory tenure limits and a perceived lack of immediate internal successors. This strategic move aims to ensure a smooth leadership transition for India's largest private sector bank.
BreakingHDFC Bank Stock Underperforms Peers Despite Strong Operations Post-Merger
HDFC Bank has shown strong operational performance, including improved asset quality and loan book growth, during Sashidhar Jagdishan's tenure. However, its stock has lagged behind peers like SBI and ICICI Bank, particularly since its merger with HDFC Ltd. Future stock performance hinges on new leadership and strategic growth initiatives.
Public Banks Resell ₹39,000 Cr Bad Loans, 80% Are Repeat Attempts
Indian public sector banks are attempting to sell a substantial ₹39,000 crore worth of bad loans, with an overwhelming 80% of this amount being assets that failed to find buyers in previous attempts. This highlights persistent challenges in the banking sector, especially for large, legacy corporate accounts.
Axis Bank Shifts Corporate Banking Focus Beyond Loans to Boost Fee Income
Axis Bank is strategically broadening its corporate banking services, moving beyond traditional lending to focus on diverse fee-based offerings and attracting low-cost deposits. This shift aims to strengthen its revenue streams and reduce reliance on interest income, securing a more stable financial future for the bank.
RBI Directs Rating Agencies: Stop Citing RBI for Bank Deposit Ratings
The Reserve Bank of India (RBI) has instructed credit rating agencies to stop identifying it as the regulator overseeing bank deposits in their ratings. This move could lead to rating agencies ceasing the evaluation of bank deposits altogether, potentially impacting how retail depositors perceive bank stability.
BreakingBank of America Uses Generative AI to Speed Up Customer Service for 18,000 Employees
Bank of America has integrated generative AI into its customer service platform, EricaAssist, to instantly provide client insights to 18,000 call centre employees. This move aims to enhance the efficiency and quality of customer interactions, setting a precedent for global banking customer service.
What's a Good Savings Account Interest Rate in India for 2026?
Understanding what constitutes a 'good' savings account interest rate in India for 2026 requires looking beyond just the headline number. Factors like inflation, bank type, and account features play a crucial role in determining the real value of your savings.
AI Reshaping Banking: Build vs. Buy Decisions for Indian Banks
Artificial intelligence is fundamentally altering how banks approach technology development, influencing whether they build solutions in-house or acquire them from external vendors. This shift has significant implications for efficiency, cost, and innovation within the Indian banking sector.
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